13-week forecast
Opening cash, money in, money out and closing cash for every week. Tap a week to see the bills and assumptions behind it.
Money in, money out and closing cash for every week.
No bank login. Just your statements.
Sees every account. Touches nothing.
Every account belongs to one workspace. See the LLC and the family side by side, each with its own runway and its own number. The company's money stays the company's.
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Synthetic demo figures
COMING SOON
The demo goes live soon.
Join the beta and we'll email you when you can click around for real.
Synthetic demo data. Example figures, not real accounts.
Synthetic demo data. Example figures.
CSV · PDF · OFXNothing guessed. Nothing hidden.
Where is cash? What's due next? How long is the runway? What's safe to move? Here's how Iceberg gets there, one statement at a time.
01 · Import
Bring a statement from your bank.
CSV, text-based PDF, OFX, QFX or QBO, in CAD or USD. It reads every row and shows you what it found.
02 · Reconcile
Check it against what you expected.
Two payments look alike? It asks. You match. Undo is right there.
03 · Recurring
It spots the patterns. You say yep or nope.
Rent on the 1st, payroll every other Friday, a subscription that renews each month. It finds what repeats in your statements. You confirm the real ones.
04 · Forecast
The runway, week by week.
13 weeks ahead. The tight week gets a big yellow flag.
SAFE-TO-MOVE RECEIPT
Lee Design Co. · next 4 weeks
Cleared cash60,650.00
Confirmed recurring out−30,890.00
Proposed, card owed, later *−5,890.00
Your buffer−10,000.00
SAFE TO MOVE
* Not confirmed yet, counted anyway. Synthetic data.
05 · Safe to move
One careful number. With its receipt.
Cleared cash, minus confirmed bills, minus unconfirmed ones at their highest, minus what each card owes on its last statement, minus your buffer. Over the next four weeks, floored at $0.
Tap any line to see the transaction, bill or statement it came from. A card with no trusted balance is named, not guessed.
Cleared cash, minus confirmed bills, unconfirmed bills, card balances due and your buffer, floored at $0.
And the rest of the toolbox.
Scenarios
Ask "what if the contractor lands?" and see the runway move. Your real forecast stays untouched.
Ask "what if the contractor lands?" Your real forecast stays untouched.
Alerts and data health
A week that dips under your buffer gets flagged. Stale accounts are named and left out, never quietly counted.
Dips under your buffer get flagged. Stale accounts are named, never quietly counted.
Business and household
Every account belongs to one workspace and one owner. See them side by side, each with its own subtotal. The LLC's money stays the LLC's.
Every account has one workspace and one owner, each with its own subtotal.
A home page you arrange
Month cards for spending, income and what's coming up. Each keeps its own size and tilt, packs itself neatly, and moves where you put it.
Month cards keep their own size, pack neatly and move where you put them.
Label hints, optional
A model may suggest a category for an imported row. Run it locally or switch it off. It never sets an amount, a date or a balance.
A model may suggest a category. It never sets an amount, a date or a balance.
LOOK, DON'T TOUCH
Iceberg is read-only. It won't pay, transfer or hold a cent. It just does the math, nicely.
Works from your statements
Import OFX, CSV or PDF bank statements. No bank connection needed.
Statements kept as filed
The original file is stored unchanged. Amounts are parsed by plain code, in exact integer cents.
Doubt stays visible
Stale or unchecked data is shown, labeled and kept out of your number until you review it.
Stale or unchecked data is labeled and kept out of your number until you review it.
Get in early.
BETA · COMING SOON
We run it for you.
Join the beta and we'll email you when your spot opens. Bring yourself, your household and your business too.
You're in the beta queue.
We'll email you when your beta spot opens.
You're already signed up for the beta. We'll be in touch.
We'll only email you about the beta. Unsubscribe anytime.
LIVE DEMO · UNDER CONSTRUCTION
Try it before you join.
A live demo with a sample business and synthetic data, no sign-up needed. We're still building it. Beta sign-ups hear the moment it opens.
Coming very soon